Most of our insurance policies cover household, cars, and medical. But for some of our favorite celebs, these policies can include fingers, legs, and even facial hair. Meet the stars who've insured their most valuable assets for millions.
Kylie's Minogue's Bum
She's the first-ever woman to top the album charts across five decades, and there's no denying she's absolutely gorge. So it should come as no surprise then that the musician (and actress - she doesn't sleep) has a certain body part that is a bit more valuable to her than the rest.
It's her derriere (bum), of course, and it's reportedly been insured for a casual $5 million. If you're wondering why or how this is even possible, do yourself a favor and watch her iconic 'Spinning Around' music video. Only then will you fully appreciate why her bum is worth more than your average home.
Miley Cyrus' Tongue
Google red carpet appearance images for 'Miley Cyrus', and you'll be swamped with photos of the famous celeb posing with her tongue out. Yet with an estimated net worth of around $160 million, the singer still has taken out insurance on her tongue for a shocking $1 million.
If you've ever wondered why she's made this tongue-out pose her signature look, this is what Miley had to say about the expression: "I didn't know what to do with my face [in pictures], so I stuck my tongue out, and it became a rebellious, punk rock thing." More like, it became a money-making thing, Miley!
Taylor Swift's Legs
Taylor Swift is one of the artists of our century with her amazing musical talents and performances. Yet the singer's never-ending limbs were probs the #inspo behind her hit song, "look what you made me do," after she took out insurance on them for a whopping $40 million.
Think we're exaggerating? Well, take a look at T Swift's Insta history. In a since-deleted Insta pic, T Swift shared a photo of her scratched leg - compliments of her cat -with the caption, "Great work Meredith, I was just trying to love you, and now you owe me 40 million dollars."
Kim Kardashian's Butt
While 'Keeping up With the Kardashians' is no longer, who could ever forget the 2011 episode where Kim got her butt x-rayed? This reality TV star got her biggest asset insured for a sweet $21 million, so fans (and Kim) will never have to worry about it getting damaged.
Even after insuring her multi-million dollar behind, Kim still plays it coy, admitting that she has no idea what all the fuss is about. In a 2012 interview, she said, "I don't get the fact, like, why it's talked about. I don't get it. Sometimes I get bored of talking about it...most women have one" - yes Kim, but not like yours.
America Ferrera's Smile
While we're out here insuring our homes, America Ferrera is insuring her pearly whites for $10 million. Yup, that's right! This protective measure wasn't entirely America's idea. After becoming the face of Aquafresh's teeth-whitening campaign, she was asked to insure her signature smile.
The former 'Ugly Betty' actress said that she was humbled by the worth placed on her smile - we would be too, America! "It's very flattering to have my smile insured for $10 million. It's not something that I ever imagined happening." America, please spill the tea on how to get the perfect smile…
Mariah Carey's Legs
Gilette Venus named Mariah their first Celebrity Legs of a Goddess in 2006. While she made a hit song titled, "Touch my Body," we wouldn't recommend doing that unless you have $1 billion just chillin'. She even has a 16-foot replica of her legs at Radio City Music Hall, NYC, courtesy of Gilette.
This replica is allegedly what prompted the star to take out a $1 billion insurance policy on her legs. Let's just break this down further if you're still not shook by this all. According to Celebrity Net Worth, Mariah's killer pins out-value her, as the star's net worth is around $320 million.
Jennifer Lopez's Bum
Surprise, surprise, you were waiting for this one to appear, weren't you? Jennifer Lopez's butt is rumored to be insured for a huge $27 million. Yet, after shutting down the rumors, J-Lo won't admit to it - even though so many other artists in Tinseltown are insuring their most valuable assets.
However, she changed her mind and came clean about it all during an episode of James Corden's Carpool Karaoke. She joked about what necessitated taking out an insurance policy for her bum. "Something happens to it? It disappears? Somebody steals it?"
Mariah Carey had to move over in 2007 after Rihanna was named Gilette Venus' Celebrity Legs of a Goddess in 2007. Just like Mariah, this too prompted RiRi to insure her legs - although, she insured them for (just) $1 million. Keep reading to find out how she keeps her body in multi-million dollar shape.
In a 2007 interview with People Magazine, RiRi shared her secrets. "I work with a trainer. We work on the arms...We work out my butt because I love my butt. [But] my legs are my main focus. I'm obsessed." We're not surprised that you're obsessed RiRi; we would be motivated too if $1 mill was at stake.
Heidi Klum's Legs
She's famous for winning Halloween every year, but this German-American model is known for a lot more too. As one of Victoria's Secret's most famous Angels and host of the popular Project Runway, Heidi Klum is a household name - and so are her legs. They're worth around $2 million.
Yet that $2 million isn't split equally. Heidi explained how in an interview, "Basically, I was in London, and I had to go to this place where they check out your legs. They would look at them, and I had one scar here from when I fell on a glass, so this [left leg] isn't as pricey as this [right] one."
Julia Robert's Smile
Julia Roberts has starred in so many iconic films, delivering lines like, "I'm just a girl, standing in front of a boy, asking him to love her." With a smile like hers, we're not quite sure how anyone wouldn't be able to love her. But just to be sure, the star went ahead and protected her pearly whites.
It should come as no surprise then that Julia protected her most-loved feature by insuring her smile for an eye-watering $30 million. No matter how hard we practice, we just can't seem to get that warm smile. So Julia, when you're not smashing out movies, please share a smile tutorial - we're desperate!
Holly Madison's Breasts
After appearing as Hugh Hefner's girlfriend on 'The Girls Next Door,' Holly starred in her own reality show, 'Holly's World.' While her blonde locks and sweet demeanor certainly won over her fans, her most valuable assets are her breasts, which she insured for $1 million ($500k each).
Holly shut down all the haters in an interview with People Magazine, explaining why she needed to insure her breasts. Saying, "If anything happened to my boobs, I'd be out for a few months, and I'd probably be out a million dollars. I thought I'd cover my assets... They're my main money makers right now."
Daniel Craig's Entire Body
James Bond, sorry slip of the tongue, Daniel Craig, the man who has starred in the 007 franchise since 2005, insured his entire body for $9.5 million while filming 'Quantum of Solace.' If you didn't know already, Daniel performed his own stunts, so we totally get this insurance policy.
Chief Stunt Coordinator on the set of Quantum of Solace, Gary Powell, later explained in an interview why Craig was allowed to perform Bond's risky stunts, saying, "He's allowed to because he's capable of doing it. He thinks, 'You're paying to see me, and that's me doing it.' He wants the audience to know."
Material Girl, Madge, or the Queen of Pop, Madonna is one of Hollywood's most influential women. So obviously, she takes extra precautions to protect herself. Take her breasts, for example. They're insured for over $1 million, yet she knows that they won't last forever. Read on for context.
In an interview, Madonna said, "The fact of the matter is that you can use your beauty and use your charm...and you can get people interested in your beauty. But you cannot maintain that. In the end, talent is the only thing. My work is the only thing that's going to change any minds." Can we get an 'amen' to that?
Jennifer Love Hewitt's Breasts
If you've ever watched the Lifetime series, 'The Client List' you'd totally get why Jennifer Love Hewitt made it onto this list. With her impressive acting skills and head-turning looks, there was a time when Jennifer contemplated insuring her breasts, which were the envy of many.
However, turns out she never actually went through with it, explaining to USA Today, "I need, like, an assurance invitation. If somebody was like, 'Hey, you know what? We would like to insure your boobs for $2.5 million,' I'd be like, 'Do it. Love it! Why not?" Same Jennifer. Same.
Bruce Springsteen's Vocal Cords
In 1975 Bruce Springsteen shot to fame after releasing his album, 'Born to Run,' - more like born to sing. To this day, Bruce's career is still going strong. Everyone (including millennials and Gen Zs) sings along to his hit songs, which is why he just had to insure his vocal cords for $6 million.
Bruce famously once said, "You can change someone's life in three minutes with the right song. You can bend the course of their development, what they think is important, of how vital and alive they feel."...and that is why nearly everyone in the world loves this man and his music.
Jamie Lee Curtis' Legs
You're looking at Jamie Lee Curtis' $2.8 million insured legs, which really do go on forever. After becoming a spokeswoman for L'eggs Reliance's long-wearing pantyhose back in the 1990s, Jamie insured her long-standing assets (excuse the pun, we couldn't resist).
While Jamie certainly has made some cash money from her looks, she wants to be remembered for way more than just that. In an interview, she said, "I don't think any woman wants to be known for being beautiful or busty. I think you want to be known for who you are." We'd also add how talented you are, Jamie.
Dolly Parton's Breasts
She is Hollywood royalty. Singing, writing music, acting, running a business and amusement park, and laughing all the way to the bank. Yet, Dolly Parton didn't insure her vocal cords as you'd think. She went ahead and insured her breasts instead for roughly $600,000.
Dolly places great value on her looks, and she's never been afraid to talk about it, saying, "A lot of people have said I'd have probably done better in my career if I hadn't looked so cheap and gaudy. But I dress to be comfortable for me, and you shouldn't be blamed because you want to look pretty."
David Beckham's Legs
David Beckham firstly made it big on the football field, yet he is still raking in cash - if not more now than back then. His striking good looks and practically perfect hair makes his body a money-maker both on and off the soccer field. But it doesn't come without a price tag ladies.
In 2006, Becks had his legs insured for an estimated $195 million. This sum is so eye-wateringly huge that Time Magazine reported in 2010 that Beckham's limbs boasted the highest personal insurance policy in sporting history. We can't help but wonder if this was a strategic move to stop any players from tackling him? (Jokes).
Tina Turner's Legs
Tina Turner could very well have been singing about her legs when she sang, "you're simply the best. Better than all the rest…" Okay, we'll stop, but seriously, Tina's legs were deserving of a song like this if you ever watched her perform on stage.
In the '90s, Tina had her legs insured for $3.2 million, telling Oprah in 2005, "When I was young, I used to think, 'Why do I look like a little pony?' I didn't know how to buy clothes for that. As I grew up, I learned what worked for me. That's where the short dresses came from. And you can't dance in a long dress."
Keith Richard's Hands
With an estimated net worth of $500 million according to Celebrity Net Worth, Keith Richards - the Rolling Stone's guitarist - had his hands insured for $1.6 million. Although let's be real for a second, we all know that no price could ever be placed on his musical talents.
In his memoir titled, 'Life,' Keither explains, "To write a song that is remembered and taken to heart is a connection, a touching of bases. A threat that runs through all of us. Sometimes, I think songwriting is about tightening the heartstrings as much as possible without bringing on a heart attack."
Mariah Carey's Vocal Cords
Mariah clearly knows a thing or two about body insurance. Not only did she have her legs insured in 2006, but she also decided to add her vocal cords to her insurance policy before she went on a world tour back in 2016. There's no doubt about it, Mariah loves to play it safe.
The 'We Belong Together' songstress knew that she could never be without her vocal cords and insured them for $35 million before embarking on a long string of performances. She also reinsured her legs and got another $35 million insurance policy for those too.
Gene Simmons' Tongue
Gene Simmons' tongue is synonymous with the American rock band 'Kiss.' The charismatic guitarist loved to show off his wildly long tongue during performances, which is why he went ahead and insured his er, jaw-dropping valuable asset.
Gene insured his tongue for $1 million. Yet, in an interview, the musician said that he wasn't always happy about his attention-drawing tongue. "All anyone talks about is the makeup, or 'Let me see your tongue. Sometimes you want to say, 'Can't you just focus your eyes up here so that we can have a conversation?'"
Cristiano Ronaldo's Legs
Some would say that Cristiano should insure every part of his body. Yet, the world's top soccer team recruiters would all agree that Cristiano's most valuable assets are his legs. With multiple sponsorships, Cristiano naturally went ahead and had his legs insured for a massive $144 million.
Cristiano told The Examiner, "Football in England is different; it's more physical. There are some teams who know they can't compete with you on a football level, so they just kick you. It's frustrating, and Something needs to be done to protect the skillful players because one day, someone will get seriously hurt."
Troy Polamalu's Hair
You'd think that with Troy being a famous athlete, he'd get his limbs insured. Wrong. Troy opted to have his hair insured instead. This, after representing the famous anti-dandruff shampoo brand, 'Head & Shoulders' in 2010, when the company took out a $1 million insurance policy for his locks.
Procter & Gamble, the producers of Head & Shoulders, said that the plan was a first for Lloyd's of London, a British insurance firm. "They've created the first-ever insurance policy to protect his iconic mane for the entire NFL season." Can we all just take a moment to appreciate the man's $1 million hair?
Bette Davis' Waist
Lloyd's of London seems to be the place to go to for personalized body part insurance policies. Bette Davis was one of their first clients and possibly one of the first stars to have a body part insured. In the 1940s, Bette had her waist insured for $28,000, which is equal to about $500,000 today.
Bette took out an insurance policy on her small waist as she was scared that she could lose her signature look and jeopardize her career one day. This policy would then ensure that if her career ever suffered because of changes in her physical appearance, she would still be financially covered. Nice.
Fernando Alonso's Thumbs
Fernando Alonso is one of Formula One's most famous drivers of all time. With not one but two Formula One World Championships under his belt and one FIA World Endurance Championship. The man is a legend. Yet, he chose to insure his thumbs for just over $13 million at the height of his career.
According to Fernando's spokesperson, "Alonso's thumbs are a big symbol as, apart from being essential when driving a Formula One car, they represent a sign of victory and that everything is under control and well protected." Can we get a thumbs up and "yes man" to that?
Merv Hughes' Mustache
Cricket fanatics around the world all know about Merv Hughes. He is famous for his athletic skills and then also his impressive facial hair. Yet unlike all the other celebs on this list, he didn't insure his limbs or hands, or anything that helps his sporting abilities.
Instead, he raised a few hairs when he decided to have his iconic mustache insured for just over $300,000. That means that his 'stash is worth more than a house. Yikes. During Movember, we wonder if his policy matures if his mustache grows beyond a certain length?
Michael Flatley's Legs
Michael Flatley has toured the world with his Irish dance shows. At 31 years old, the Irish-American dancer set a Guinness World Record for foot-tapping with a mind-boggling 28 taps per second. Nine years later, he broke his record with 35 taps per second, which is insane. Think about it.
The uber-talented dancer - rightly so - had his speedy legs insured for $40 million. While his shows and records are remarkable, they've come at a price. "I've wrecked my body with dance," Michael explained. "I can't say I wasn't warned, and I can't say I haven't loved every single minute of putting myself into this state."
Tom Jones' Chest Hair
Back in the day, Tom Jones made many hearts skip a beat with his smooth voice, charming - yet cheeky - smile, and mesmerizing eyes. Yet, at the age of 67 - hey, it's practically the new 47 - Tom decided to insure his curly chest hairs for a cool $6.8 million.
While we're never sure if chest hair is 'in' or 'out' in fashion circles, Tom's career - and chest hair - has stood the test of time. The Welsh singer is the only one on our list to insure his chest hair, and he has made great calls in his musical career, so we're trusting his judgment on this one.
Oliver Lewis' Fingers
Imagine waking up every day knowing that you have the fastest fingers in the world? Well, that's how Oliver Lewis starts his days. As a world-famous violinist, he broke a Guinness World Record playing through the famous classical piece, 'Flight of the Bumblebee,' in a lightning 63 seconds.
It's a no brainer which body part he insured then - his hands for $1 million. That's $100,000 per finger. When asked about his journey to becoming a violinist, he said, "The first time I put the bow on my violin, I stood and waited for the sound to come out. I've been encouraging it to make sounds ever since."